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The judgment immediately turns into a judgment lien on any real-estate that you just personal while in the county wherein the lawsuit occurred. In the event the housing it hooked up to is your homestead, the judgment lien just isn't foreclosable and just sits around the title. Even when you offer your homestead, the income proceeds from the homestead are exempt from selection on the financial debt for up to 1 12 months once the sale with the homestead. The opposing social gathering may also consider to gather it from you check my source by the same old indicates of garnishment or read the article levy. Some assets and types of cash flow can also be protected against collection.

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The lender then may possibly attempt to sue you with the deficiency sum, in order to transform the amount right into a judgment. A judgment lasts for at least 10 years and may quickly become a lien on any property you possess during the county during which you're sued. A lien on your home won't be foreclosed As you Are living there. read this On the other hand, the lender has other strategies to collect over the judgment. The click lender might endeavor to garnish your wages or bank account, seeking unprotected money.